Run the retail agency.
CRM, policies, commissions, sales, service, retention, carrier workflows, Connected Inbox, portals, Okiova Sign, reporting, and Oki.
Agency operations →
Solutions
Different insurance organizations. One tenant-safe operating foundation.
Okiova can support a small independent agency, a growing multi-line team, a multi-location enterprise, or a distribution organization without turning one customer book into another organization’s data.
Retail agenciesMulti-lineDistribution organizations
Keep one customer identity.
Connect personal policies, commercial businesses, Life, Health, and Medicare records to the same person and household while preserving line-specific permissions where needed.
Lines of business →Manage the network without merging the books.
Okiova Distribution adds markets, contracts, requirements, appointments, licensing, production, and override workflows as a separately entitled product.
Okiova Distribution →Scale permissions, locations, and oversight.
Enterprise adds higher allowances, multiple locations, location reporting, advanced organizational permissions, audit controls, migration, and priority support.
Compare plans →Configuration over cloning
Agencies do not all operate the same way.
Okiova keeps platform-core boundaries—tenant isolation, security, audit, billing integrity, and canonical event identity—while allowing agency-specific workflows, automations, statuses where safe, notifications, departments, permissions, and provider connections.
Platform core
Security and data boundaries do not become tenant preferences.
Agency configuration
Workflow and operating behavior can adapt to the agency instead of treating the founding agency as a mandatory template.
Explicit add-ons
Large modules such as Distribution are enabled and billed separately instead of silently appearing because of a plan label.
Choose your next step
Start now, or see the package you care about first.
Create your Okiova agency workspace immediately, or request a focused demo before you begin.